Original Medicare
Accepted — with or without a Medicare Supplement (Medigap) plan from any carrier.
Which Medicare plans does InnerGrove accept?
InnerGrove Psychiatry is a participating Medicare provider. We accept Original Medicare, Anthem Blue Cross Medicare Advantage, and select HealthSpring Medicare Advantage plans.
Care is available in English and Mandarin Chinese.
Which type of Medicare coverage do you have?
Medicare Advantage
Accepted — Anthem Blue Cross Medicare Advantage.
Accepted — HealthSpring Medicare Advantage (formerly Cigna Healthcare Medicare Advantage) when Dr. Yang participates in the member's specific network.
Not accepted — Other Medicare Advantage plans.
Original Medicare + separate secondary insurance
Accepted — Anthem Blue Cross or Cigna as a commercial secondary plan.
Not accepted — Other non-Medigap commercial secondary arrangements.
Medi-Cal or Medicare–Medi-Cal dual coverage
Not accepted.
Confirm the exact coverage arrangement
Insurance cards may use similar names for different products. When calling the member-services number, ask whether the plan is Original Medicare, a Medicare Supplement or Medigap policy, Medicare Advantage, or a separate commercial secondary plan.
Coverage and out-of-pocket costs depend on the exact arrangement. Acceptance of commercial Anthem Blue Cross or Cigna does not by itself establish participation in every Medicare product.
Medi-Cal and dual coverage
InnerGrove Psychiatry does not accept Medi-Cal or Medicare–Medi-Cal dual coverage, sometimes called Medi-Medi.
Medicare cost terms in plain language
- Copay
- A fixed amount you pay for an eligible visit.
- Deductible
- The amount you pay before the plan begins sharing costs. Deductibles typically reset at the start of each plan year.
- Coinsurance in Original Medicare
- After the applicable Part B deductible, outpatient mental-health care generally involves 20% of the Medicare-approved amount. Supplemental or secondary coverage may change what you owe. (InnerGrove Psychiatry's published self-pay rates are not the basis for calculating Original Medicare coinsurance.)
- Out-of-pocket maximum
- Original Medicare itself does not have the annual in-network out-of-pocket maximum found in commercial and Medicare Advantage plans. Medicare Advantage plans have plan-specific limits and benefits, so confirm yours.
Payment and claim processing
We collect the estimated amount due at the start of each visit. After your insurer processes the claim, we refund any overpayment. Final insurance processing can take several months.
The practice may request a front-and-back copy of your insurance card through a secure method to help review benefits. Do not send card images through regular email unless the practice instructs you to use an approved secure process.
Common Medicare questions
Can I use Original Medicare with a Medigap plan from any insurance company?
Yes. InnerGrove Psychiatry accepts Original Medicare with or without a Medicare Supplement (Medigap) plan from any carrier. Your exact coverage and out-of-pocket costs should still be confirmed before scheduling.
Can I use Original Medicare with Anthem Blue Cross or Cigna as secondary insurance?
Yes. InnerGrove Psychiatry accepts Original Medicare with Anthem Blue Cross or Cigna as a separate commercial secondary plan. Other non-Medigap commercial secondary arrangements are not accepted. Confirm the exact type of secondary coverage with your insurance plan before scheduling.
Does Medicare cover video psychiatry visits?
Medicare covers eligible mental-health telehealth services, including video visits. As of September 2026, Medicare's in-person requirement for behavioral and mental-health telehealth is delayed through December 31, 2027. Coverage and patient cost depend on your specific Medicare arrangement, so please confirm your benefits before scheduling.
Information current as of September 2026
Have a question about scheduling, insurance, or other practical details?
Call (415) 655-0952 or email [email protected]. Please do not include medical or treatment details in regular email. If you are a current patient, please use the Charm Patient Portal (opens in a new tab).
Ready to begin?
Begin the appointment request when you're ready. We'll review the Medicare benefit information available to us; please confirm your exact coverage with your insurer.
Request Appointment (opens in a new tab)